Charlotte North Carolina Real Estate

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Charlotte Real Estate Information: Mortgages
Types of Government Loans and Programs

State and Local Loan Programs: A number of states sponsor programs to help first-time home buyers qualify for mortgages. Local housing agencies also offer, in some areas, attractive loan terms, such as low down payments or low interest rates, to home buyers who meet specified income guidelines. Some state and local programs may also offer down payment and closing cost assistance. Check with your state housing authority. You can find the office nearest you online or look in the government "blue pages" of your phone book.

If you need to refinance your mortgage or need a mortgage, please contact our Charlotte Mortgage brokers

Further Information:
Charlotte Mortgage - About Mortgages
Charlotte Mortgage - Mortgage Amount and Term
Charlotte Mortgage - Amortization
Charlotte Mortgage - Fixed or Adjustable Interest Rates
Charlotte Mortgage - Down Payment
Charlotte Mortgage - Closing Costs
Charlotte Mortgage - Discount Points
Charlotte Mortgage - Conforming and Nonconforming Loans
Charlotte Mortgage - Fixed-Rate Mortgages
Charlotte Mortgage - 30-Year Fixed-Rate
Charlotte Mortgage - 20-Year Fixed-Rate
Charlotte Mortgage - 15-Year Fixed-Rate
Charlotte Mortgage - Adjustable-Rate Mortgages (ARMs) (page 1)
Charlotte Mortgage - Adjustable-Rate Mortgages (ARMs) (page 2)
Charlotte Mortgage - Adjustable-Rate Mortgages: CD-Indexed ARMs
Charlotte Mortgage - Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Charlotte Mortgage - Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Charlotte Mortgage - Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Charlotte Mortgage - Adjustable-Rate Mortgages: Two-Step Mortgage
Charlotte Mortgage - Government Loans and Programs (General)
Charlotte Mortgage - Government Loans and Programs: FHA Loans
Charlotte Mortgage - Government Loans and Programs: VA Loans
Charlotte Mortgage - Government Loans and Programs: RHS Loans
Charlotte Mortgage - Government Loans and Programs: State and Local Loan Programs
Charlotte Mortgage - Balloon Loans


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